Finding the right home at the right price is just one part of a real estate transaction. Integrity First Real Estate & Consulting is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 704-444-9996 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Expected closing costs

There are certain ordinary expenses accompanying closing the sale of a house. These expenses are often split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in North Carolina to help lead you through the transaction.

Costs pertaining to your loan to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the optimal sales price, but I'll also push for limited closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are purchasing a house in Mecklenburg County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not stunned when you come to the closing table. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates that seem unusual.

Integrity First Real Estate & Consulting 2654 CHILTON PLACE CHARLOTTE, NC 28207-2654
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